Physical precious metals desk · Jersey City, NJ
Metal you can weigh. Prices you can check. Custody you can audit.
Alloy Capital Commodities buys, sells, stores and finances physical gold, silver, platinum and palladium for private clients, family offices and industrial buyers along the East Coast. Every trade settles against allocated metal held in our name for yours.
The desk
We are the counterparty, not the platform.
When you deal with us you deal with a principal. We quote a firm two-way price, we hold the inventory that backs it, and the name on the vault receipt is yours. There is no order book between you and the metal.
That structure is slower to build and harder to run than an app. It is also the only arrangement that survives a market where settlement matters more than spread.
What the desk does
Six lines of business, one inventory.
Physical trading
Firm two-way prices on bars and coins in gold, silver, platinum and palladium. Quotes hold for fifteen minutes; confirmations go out in writing the same hour.
Discuss this →Allocated storage
Serial-numbered metal stored in segregated trays under your account name, never pooled and never lent. Insured at full replacement value and audited twice yearly by an independent assayer.
Discuss this →Metal-backed liquidity
Borrow against holdings from 55% of spot value without selling. Ownership and upside stay with you; the metal stays in the vault under lien.
Discuss this →Monthly accumulation
A standing monthly order from $500, filled at the day's reference price and credited as allocated grams. Convert to bars or coins at any threshold.
Discuss this →Buy-back and assay
We repurchase anything we sell at a published spread, and we assay, weigh and settle third-party bars, coins and scrap on the bench while you watch.
Discuss this →Industrial and institutional supply
Scheduled deliveries, hedged forward pricing and consignment lines for jewellers, refiners, dental and electronics manufacturers.
Discuss this →Settlement sequence
From agreed price to metal in hand.
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Price agreed
You call or write, we quote firm on the metal and quantity, and the price is held for fifteen minutes.
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Funds confirmed
Wire or ACH arrives at our settlement bank; we confirm receipt in writing with the trade reference.
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Metal allocated
Serial numbers are assigned to your account and the vault receipt is issued the same business day.
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Delivered or stored
Insured armoured collection, insured shipment, or a credit to your allocated holding — your choice at the point of trade.
Custody
Segregated, serialised, insured, and countable.
Segregated means your bars sit in their own tray, tagged with your account name and their own serial numbers. Nothing is substituted, nothing is borrowed, and the count can be reconciled to a receipt on any business day.
A pooled account works differently. You own a claim against a shared holding, the operator decides what backs it, and in a squeeze your position is a line in a ledger rather than a bar with your name on it.
Both vaults are independent, purpose-built facilities. We hold the lease and the insurance; you hold the title. Come and count it — that is the point of doing it this way.
- VAULT LOCATIONS
- NEWARK, NJ · WILMINGTON, DE
- TITLE
- CLIENT-NAMED, ALLOCATED
- COMMINGLING
- NONE
- INSURANCE
- FULL REPLACEMENT VALUE
- AUDIT
- SEMI-ANNUAL, INDEPENDENT
- STORAGE FEE
- 0.49% PER ANNUM, MIN USD 15/MO
- WITHDRAWAL NOTICE
- ONE BUSINESS DAY
- VIEWING
- BY APPOINTMENT, PHOTO ID
Current inventory
Bars and coins, in stock today.
Premiums are indicative and move with availability. The desk quotes firm.
1 kg cast gold bar
1 KG CAST GOLD BAR · 999.9 · +1.9% OVER SPOT
1 oz gold coin
1 OZ GOLD COIN · 916.7 · +4.2% OVER SPOT
100 oz silver bar
100 OZ SILVER BAR · 999 · +6.8% OVER SPOT
1 oz platinum bar
1 OZ PLATINUM BAR · 999.5 · +5.5% OVER SPOT
“They quoted, they settled, and the serial numbers matched the receipt. That is the whole job.”
— CIO, SINGLE-FAMILY OFFICE, MORRISTOWN NJ
Common questions
Asked before the first trade.
$25,000 for a single ticket. The monthly accumulation plan starts at $500.
Every holding is listed by serial number, weight and fineness on a vault receipt issued in your name, and you can request a viewing or a withdrawal at one business day's notice.
Yes, at a published spread, on anything we have supplied. We also assay and settle metal bought elsewhere.
0.49% of holding value per annum, billed monthly, minimum $15 a month, insurance included.
Yes. Insured armoured collection from our Jersey City office, or insured shipment to a US address, quoted at the point of trade.
Tell us what you are trying to do with the metal.
The desk answers within one business day, and there is no obligation attached to a quote.